Not all journalists get to live their beat, but I do. My personal finance column in The Globe and Mail is one regular guy’s attempt to make sense of the world of money. I’m married with two 20-something kids and constantly figuring out ways to spend and invest intelligently. I ask the same questions you would and apply my experience and contacts to get answers. I got my start in financial writing back in the early 1990s when I covered the Bay Street business scene for The Canadian Press wire service. A few years later, I was transferred to CP’s parliamentary bureau in Ottawa to cover consumer affairs and, later, the federal Department of Finance. I left CP and joined The Globe and Mail as investment reporter in 1996. I mentioned to my boss at the time that we didn’t do much personal finance coverage at The Globe. The paper’s Personal Finance column was launched shortly afterwards, with me at the wheel. What a trip it’s been covering personal finance over the years. I’ve seen three bull markets for stocks, a couple of recessions and stock market crashes, one global financial crisis, the incredible rise of the housing market, soaring personal debt loads and an ever-present worry that Canadians aren’t saving enough for retirement. I know there’s infinite personal finance content available these days online, in print and on TV and radio. Come to me for my experience, my willingness to challenge stale consensus thinking and, most of all, my ability to make you say after finishing one of my columns: “Now I understand.”

Som Seif is the Founder and Chief Executive Officer of Purpose, which he formed following the sale of Claymore Investments to BlackRock Inc. in March 2012 and the Co-Founder of WealthSimple Technologies Inc. Prior to Claymore Investments, Som was an investment banker with RBC Capital Markets. He has a strong commitment to community and is currently a member of the AGO Foundation Board, Next Canada Board, Co-chair of the UofT Defy Gravity Campaign and a member of their Industrial Engineering Advisory Committee.

Erica Alini covers personal finance for Report on Business. Previously, she worked for nearly five years at Global News, where she created and wrote Money123, a popular weekly newsletter on money matters. Between 2018 and 2020, she also hosted Money123 as a TV series on personal finance that aired Saturday evenings on Global National. Erica also worked as an economics reporter at Maclean’s and Canadian Business magazine, among others. She got her start in journalism at The Wall Street Journal, where she spent the summer of 2009 reporting on the ripple effects of the 2007/2008 financial crisis from New York.

Erica is the author of the bestselling book Money Like You Mean It, Personal Finance Tactics for the Real World, where she argues that economic, social and technological changes have complicated personal finance and provides practical tips on how millennials and Gen Z can achieve middle-class financial goals despite the challenges they face.

Throughout his career, Wilmot has held progressive positions in the areas of tax and estate planning, financial planning, banking, and securities analysis. He has completed numerous courses related to taxation, securities and mutual fund investing, insurance and estate planning.

Wilmot received his Bachelor of Arts Degree (with Honours) in Mathematics for Commerce from York University. He also holds the Certified Financial Planner (CFP), Trust and Estate Practitioner (TEP), Chartered Life Underwriter (CLU) and Certified Health Insurance Specialist (CHS) designations.

Since 2001, Wilmot has spent his time guiding financial advisors on tax and estate planning matters through presentations, one-on-one consulting and written communication. He has been featured in various financial forums including The Globe and Mail, The National Post, Advisor.ca, and Investment Executive.

Additionally, Wilmot has delivered presentations for The Financial Advisors Association of Canada (Advocis), the Society of Trust and Estate Practitioners (STEP) and The Institute of Advanced Financial Planners (IAFP).

Jason Periera is an award-winning financial planner, portfolio manager, entrepreneur and lecturer. He is also a fintech expert, writer, TV Host, podcaster and financial industry technology expert. One of Jason's podcasts is "Financial Planning for Canadian Business Owners."

He holds two degrees and nine designations, sits on the boards of three industry associations, and is a recognized financial expert for both Globe Advisor and his own blog at jasonpereira.ca. His core focus in his primary role at his firm, Woodgate Financial, is working with business owners in order to enable them to efficiently manage the complexity of their personal and business financial and life affairs.

Alexandra Macqueen is a CFP® certificant who cuts through complex financial issues to provide clear and compelling insights. She is Director of Content Development at FP Canada, a national professional body working in the public interest and dedicated to championing better financial wellness for all Canadians by certifying professional financial planners and leading the advancement of professional financial planning in Canada. She is co-author of the 2021 retirement planning guide The Boomers Retire and two editions of Pensionize Your Nest Egg. With a special focus on retirement income planning, Alexandra is committed to helping guide and empower people through the most important financial decisions they face. Follow her on Twitter at @moneygal

"Julia leads the team of professional advice-only financial and family business planners at Spring Planning. Together, they provided comprehensive financial, estate, and business planning services to Canadians across the country, without the sale of products or management of investment assets. Julia is a prolific author, with three books and more on the way, an expert speaker on finance and business, and a dedicated board member with both the Financial Planning Association of Canada and Family Enterprise Canada.

Jackie Porter is an award-winning Certified Financial Planner in Canada, serving thousands of professionals, established businesses and families with 24 years of experience. Her practice focuses on cash flow management and tax planning strategies for small to medium-sized businesses who need someone at the table working on their behalf. In addition to serving business owners, Jackie and her team help professionals who haven’t done proper financial planning to set and achieve their financial goals as they near retirement. Besides financial advising, she is a featured speaker and advocate for numerous corporate, professional and charitable organizations.

Mallory McGrath founded Viive Planning in November 2020 to help families plan collaboratively for the aging and end-of-life process. Her experience as an estate litigation law clerk made her realize that families were battling over small amounts of money due to lack of communication from parents to adult children before their death. She was inspired to fill a gap in traditional estate planning and established Viive Planning to enable families to plan for their future holistically and collaboratively.

She firmly believes that families need to avoid the destructive cocktail of grief and greed and have open conversations that prepare them for the future stages of life. Her mission through Viive Planning is to normalize conversations around death and change societal mindsets about aging and end-of-life planning. She wants to positively impact clients by educating them as she understands the complexities of family dynamics and the road ahead.

Mallory has obtained a Bachelor of Music Performance degree at the Schulich School of Music at McGill University. She is also a Certified Executor Advisor, has trained in meditation, studied thanatology and grief literacy.

Kelley Keehn has worn many hats in her 25-year career in the financial industry. She held a prestigious role with one of Canada’s most international banks at the age of 21, later opened and ran a successful wealth management firm, and for the last seventeen years, has been dedicated to helping Canadians and corporations prosper. You’ll also find her serving on a number of government and non-profit committees and boards.

She’s a speaker, media personality and author of eleven books and her last two titles, Talk Money to Me and Rich Girl, Broke Girl were both national best-sellers. She’s the financial authority on The Marilyn Denis show, The Morning Show on Global National, Breakfast television, and previously hosted Burn My Mortgage on the W Network. Kelley has made thousands of radio and TV appearances around the globe and travels across the country, speaking to some of Canada’s largest corporations.